28636 99th Street NW Zimmerman, MN 55398

$499,000
Active
estimated monthly payment
3 Beds  |  1 Baths  |  1,240 Sq Ft  |  Single Family  |  MLS # 7062654
  • Welcome to your new lake home!
    Welcome to your new lake home!
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  • 121 ft of lakeshore
    121 ft of lakeshore
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  • Sandy Lake
    Sandy Lake
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  • Cozy wood-burning fireplace
    Cozy wood-burning fireplace
  • Kitchen
    Kitchen
  • Vaulted ceilings
    Vaulted ceilings
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  • Storage area with laundry hookup
    Storage area with laundry hookup
  • Dining area
    Dining area
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  • Living room
    Living room
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  • Lofted family room
    Lofted family room
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  • Walk-in closet in primary BR
    Walk-in closet in primary BR
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  • Utility room w/ sink
    Utility room w/ sink
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  • South facing
    South facing
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  • 28636 99th Street NW, Zimmerman, MN 55398 Listing Photo  52

About The Listing

Exceptional year-round retreat on Sandy Lake featuring classic cabin charm, rich knotty pine, beautiful woodwork, and sunlit interiors with expansive water views. The main living area is anchored by a striking wood-burning stone fireplace and complemented by a spacious primary bedroom with walk-in closet, two bunk rooms, and a galley kitchen with maple cabinetry.

Set on one of the lake’s premier lots, this nearly one-acre property offers 121 feet of pristine shoreline, a gentle slope to the water, stunning sunset views, and a peaceful sense of privacy. Sandy Lake is known for its exceptionally clean water and excellent swimming, making it the perfect setting for relaxing summer days at the lake. It is conveniently located less than an hour from almost anywhere in the Metro area. Mature shade trees and southern exposure provide cool summer breezes and added warmth in spring and fall, extending the lake season.

Expanded to twice its original size, the home has been updated with modern electrical and heating systems while preserving its timeless character. Low-set windows fill the living areas with natural light and showcase tranquil lake views.
An additional rear lot offers space for a detached garage, pole barn, guest quarters, or expanded recreation, adding rare flexibility and future potential.


Listing courtesy of Shelly Kilibarda, Coldwell Banker Realty
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1910
MLS #: 7062654
Bedrooms: 3
Square Feet: 1,240
Bathrooms (Full): 0
Price Per Square Foot: $402
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 0
Parking Description: Gravel
Sewer Description: Septic System Compliant - Yes
Air Conditioning Type: None
Water: Well
Heat Type: Forced Air
Basement: None
Foundation Type: Block
Roof Description: Age 8 Years or Less
Days On Market (Continuous): 0
Disability Features: No Stairs External
Latest Update: 06/03/2026
List Date: 05/13/2026
Listing Agent ID: 430012352
Listing Office: Coldwell Banker Realty
Listing Office ID: 5148
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Microwave, Range, Refrigerator
Fireplace Features: Wood Burning
Number of Fireplaces: 1
Exterior Features: Stone, Wood
Lot Size: 0.92 Acres
View Description: Lake
Waterfront: Lake Front
School District: Princeton
Tax Year: 2026
Estimated Taxes: $2,344
Contingency Type: None
City: Zimmerman
Zip: 55398
County: Sherburne
Subdivision: Whispering Oaks
State: MN

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Listing last updated: 06/03/26

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